
Adam Pilanc
Manager
Strategy, experience and thinking several moves ahead.
About us
Yes, we deal with mortgages and insurance. Yes, we know the lenders, the criteria, the numbers and all those financial abbreviations that can give you a headache.
But SBS was never meant to be just a place you come to for a mortgage.
We wanted to create a company you could call and simply have a proper conversation with. Without feeling you need to speak the language of banks. Without worrying that your question is âsillyâ. Without being passed from department to department and wondering what is actually happening with your case.
That is why we stay with our clients step by step. Sometimes from the very first question: âCan I even buy a home in the UK?â, through picking up those first keys, right through to the next remortgage, investment or protecting the family.
Over the years, we have helped more than 5,000 clients. Today, we work from Southampton, Bournemouth, London and Edinburgh, but SBS still feels like a company where people know their clients by name.
And we really want it to stay that way.

5000+
Satisfied Customers
820+
Reviews Across Google & FB
120+
Lenders Whole of Market
4
Branches UK
Our story
When Adam and Olena founded Step by Step Financial Solutions, the idea was simple: help people make better financial decisions and guide them through a process that often seems far more complicated than it should be.
Over time, SBS grew. More advisers, administrators and specialists joined us. More offices opened, bringing thousands of clients and thousands of stories.
But something else happened â something you cannot plan in a business plan.
We became part of the community.
Today, we meet our clients not just during consultations. We see them at Polish community events, WOÅP Grand Final fundraisers, sporting and charity events, in schools and simply out on the street.




We do not do this just so another logo can appear on our website.
We do it because we are part of this community ourselves.
We live here. We work here. We raise our families here. And the people we meet at these events are very often the same people we later help buy their first home.
And that is probably what we are most proud of.

Different people. Different talents.
Everyone brings a different talent, but we all play towards the same goal.
One goal â your result!
One team. One direction.
Swipe sideways to see the full team
A good team does not need eleven strikers. It needs someone who sets the tactics, someone who directs play, someone who drives the action forward, someone who guards the defence, and someone who makes sure everything follows the rules. SBS works in exactly the same way.

Manager
Strategy, experience and thinking several moves ahead.

Captain
Organisation, communication and team spirit.

Centre-back
Support, order and positive energy.

Striker (9)
Calm, relationships and effective delivery.

VAR (2)
Compliance, accuracy and fair play.

Attacking midfielder (7)
Energy, speed and effectiveness.

Winger (11)
Pace, communication and relationships.

Central midfielder (8)
Relationships, accuracy and calm.

Goalkeeper
Organisation, alertness and handling chaos.

Club co-owner
Brings people together, supports growth and focuses on what matters.

Playmaker (10)
Creativity, difficult cases, and plans B and C.

Finisher (3)
Precision, focus and completion.

Defensive midfielder (6)
Calm, resourcefulness and consistency.

Coach
Knowledge, development and effectiveness.

Tell us the result you want to achieve. We will take care of the rest.
Book a free consultationBook a free 30-minute consultation with one of our expert advisors today.
Book Free ConsultationImportant Information
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances i.e credit history, employment record.
This will typically be £395 for purchases, remortgages £199 and we will not charge for a Product Transfer.
We will provide you written confirmation of your fee prior to the commencement of any chargeable activity.
There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances i.e credit history, employment record.
This will typically be £395 for purchases, remortgages £199 and we will not charge for a Product Transfer.
We will provide you written confirmation of your fee prior to the commencement of any chargeable activity.
Your home is at risk if you do not keep up repayments on a mortgage or other loan secured against it.
Step by Step Financial Solutions Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register under firm reference number 780408.
Step By Step Financial Solutions is registered in England and Wales under company number 08946989 at registered address Unit 314, Solent Business Centre, 343 Millbrook Road West, Southampton, SO15 0HW.
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