Mortgage Calculators

Do you know how much you can borrow? What about Stamp Duty costs? We've got a calculator for that.

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We've built these mortgage calculators to help you understand the options available to you. You can find out how much you could potentially borrow, what your Stamp Duty could be, or how much your monthly repayment might be.

After using a calculator, our expert advisers are only a click or a phone call away. They'll be able to help you understand exactly what you could borrow based on your circumstances. With over 2,000 advisers with access to over 12,000 mortgages, we're here to help find the right deal for you.

Find a mortgage ›

How much can I borrow?

Head to our borrowing calculator to find out how much you can borrow based on your income

Borrowing calculator ›

Mortgage Repayment Calculator

Find out how much your mortgage payments are likely to be based on interest rates and terms

Repayment calculator ›

Mortgage Affordability

We'll search through a pool of over 50 lenders to find an estimate of your mortgage affordability. No credit checks required.

Affordability calculator ›

Looking to remortgage?

Head to our calculator and enter a few details to compare remortgage deals currently on the market.

Remortgage calculator ›

How much is Stamp Duty

Before buying, it's important to calculate Stamp Duty fees in England, Scotland, or Wales.

Stamp Duty calculator ›

Mortgage rates and repayment

Compare current mortgage deals and find out what your interest rate and monthly repayments could be.

Find a mortgage ›

Need expert guidance?

Our advisors can provide accurate figures and help you find the perfect mortgage for your situation.

Book Free Consultation

Important Information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances i.e credit history, employment record.
This will typically be £395 for purchases, remortgages £199 and we will not charge for a Product Transfer.
We will provide you written confirmation of your fee prior to the commencement of any chargeable activity.

Step By Step Financial Solutions

Award-winning mortgage and protection advisors helping you achieve financial stability, step by step.

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    © 2026 Step By Step Financial Solutions Ltd. All rights reserved.

    There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances i.e credit history, employment record.
    This will typically be £395 for purchases, remortgages £199 and we will not charge for a Product Transfer.
    We will provide you written confirmation of your fee prior to the commencement of any chargeable activity.

    Your home is at risk if you do not keep up repayments on a mortgage or other loan secured against it.

    Step by Step Financial Solutions Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.
    We are entered on the Financial Services Register under firm reference number 780408.
    Step By Step Financial Solutions is registered in England and Wales under company number 08946989 at registered address Unit 314, Solent Business Centre, 343 Millbrook Road West, Southampton, SO15 0HW.

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