Mortgage Advice

Mortgage Services

Expert, whole-of-market mortgage advice for every stage of your property journey.

First Time Buyers

Taking your first step onto the property ladder? We guide you through every part of the process, from Agreement in Principle to completion.

  • Free Agreement in Principle
  • Whole of market access
  • Help with property offers
  • Full admin support

Remortgaging

Whether your fixed rate is ending or you want a better deal, we search the whole market to find you the right remortgage.

  • No upfront fees
  • Compare hundreds of lenders
  • Rate monitoring
  • Switch without stress

Home Movers

Moving home is exciting. We handle the mortgage side so you can focus on the move itself.

  • Porting existing mortgage
  • Top-up borrowing options
  • Seamless transitions
  • Solicitor introductions

Buy to Let Mortgages

Investing in property? We advise on buy-to-let and portfolio mortgages tailored to your investment goals.

  • Residential & HMO options
  • Portfolio landlord advice
  • Stress-test guidance
  • Tax-efficient structuring advice

Remortgaging & Debt Consolidation

Consolidate unsecured debts into your mortgage to reduce monthly outgoings and simplify your finances.

  • Lower monthly payments
  • One simple payment
  • Independent advice
  • Full affordability review

Adverse Credit Mortgages

Had credit issues in the past? We work with specialist lenders who consider your full picture, not just your credit score.

  • CCJs, defaults, missed payments considered
  • Specialist lender panel
  • Honest assessment
  • Rebuild your credit profile

Ready to get started?

Book a free consultation with one of our qualified advisors today.

Book Free Consultation

Important Information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances i.e credit history, employment record.
This will typically be £395 for purchases, remortgages £199 and we will not charge for a Product Transfer.
We will provide you written confirmation of your fee prior to the commencement of any chargeable activity.

Step By Step Financial Solutions

Award-winning mortgage and protection advisors helping you achieve financial stability, step by step.

Newsletter

Get mortgage tips, guides & market updates straight to your inbox.

    Contact Us

    © 2026 Step By Step Financial Solutions Ltd. All rights reserved.

    There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances i.e credit history, employment record.
    This will typically be £395 for purchases, remortgages £199 and we will not charge for a Product Transfer.
    We will provide you written confirmation of your fee prior to the commencement of any chargeable activity.

    Your home is at risk if you do not keep up repayments on a mortgage or other loan secured against it.

    Step by Step Financial Solutions Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.
    We are entered on the Financial Services Register under firm reference number 780408.
    Step By Step Financial Solutions is registered in England and Wales under company number 08946989 at registered address Unit 314, Solent Business Centre, 343 Millbrook Road West, Southampton, SO15 0HW.

    We use cookies to ensure our website functions correctly and to analyse how visitors use our site. By clicking "Accept", you consent to our use of cookies. Read our Cookie Policy for full details.

    Learn More